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Things to Consider When Choosing or Changing Prescription Drug Coverage
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• Individuals with employer or union coverage should CALL THEIR BENEFITS ADMINISTRATOR before making any changes or signing up for coverage.  Failure to do so may result in loss of existing drug and health coverage, which may not be able to be restored.
• Current drug needs
• Current prescription drug coverage
• Benefits to joining a Medicare drug plan
• Penalties for delaying enrollment in a drug plan
• Cost of prescription drugs under each plan
• List of drugs covered under the plan's formulary
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