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Premiums, Deductibles, and Copayments
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Monthly premium - most drug plans charge a monthly fee that varies by plan. Payment is in addition to the Part B premium. The monthly premium for a Medicare Advantage Plan (like an HMO or PPO) or a Medicare Cost Plan that includes Medicare prescription drug coverage may roll in an amount for prescription drug coverage. 

Yearly deductible - Amount paid for prescriptions prior to plan begins to pay. Some drug plans don't have a deductible.   

Copayments or coinsurance - Amounts paid at the pharmacy for covered prescriptions after the deductible. You pay your share, and your drug plan pays its share for covered drugs.
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WomenHeart: The National Coalition for Women with Heart Disease is a nonprofit, 501(c)(3) patient advocacy organization with thousands of members nationwide, including women heart patients and their families, health care providers, advocates and consumers committed to helping women live longer, healthier lives. WomenHeart supports, educates and advocates on behalf of the 42 million American women living with or at risk of heart disease. Our programs are made possible by donations, grants and corporate partnerships.

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